Maya Blockchain Whitepaper

The complete technical specification for Maya Blockchain — an Ethereum-based blockchain for UK Financial Ltd tokenized assets.

Version:1.0.0
Sections:9
Standards:ERC-20, ERC-3643
Author:UK Financial Ltd
01

Abstract

Maya Blockchain is the Ethereum-based blockchain infrastructure used by UK Financial Ltd for all tokenized project assets. The platform supports both standard ERC-20 utility tokens and ERC-3643 regulated security tokens, providing a unified framework for compliant digital asset issuance and management. All token contracts are deployed and verified on Ethereum Mainnet, with compliance registries, identity verification, and asset proof documentation anchored on-chain.

02

Problem Statement

The current landscape of tokenized assets faces significant fragmentation. Projects issuing both utility tokens and security tokens must navigate multiple platforms, each with different compliance frameworks and liquidity pools. UK Financial Ltd manages 20+ distinct tokenized project assets, each requiring reliable and compliant blockchain infrastructure. Standard ERC-20 tokens lack native support for the regulatory requirements of security tokens, creating a need for the ERC-3643 standard.

03

The Maya Blockchain Solution

Maya Blockchain addresses these challenges by providing a unified Ethereum-based environment where all UK Financial Ltd tokens coexist under a single compliance framework. The platform supports ERC-20 tokens for utility and ecosystem purposes, while implementing the ERC-3643 standard (T-REX protocol) for security tokens that require identity verification, whitelisting, and transfer restrictions. This dual-standard approach maintains full regulatory compliance while keeping all assets within one verifiable infrastructure.

04

ERC-20 Token Standard

All UK Financial Ltd project tokens are deployed as ERC-20 compliant smart contracts on Ethereum Mainnet. The ERC-20 standard provides a common interface for fungible tokens, enabling seamless integration with wallets and exchanges. Each token contract includes standard functions for transfer, approval, and balance queries, ensuring interoperability across the Ethereum ecosystem. All contracts are verified on Etherscan with publicly auditable source code.

05

ERC-3643 Security Token Compliance

For tokens classified as securities, Maya Blockchain implements the ERC-3643 standard (T-REX). This standard extends ERC-20 with on-chain identity verification through the ONCHAINID framework, transfer restriction rules enforced at the smart contract level, a compliance module that validates every transaction against regulatory requirements, and an identity registry that maintains a whitelist of verified investors. Only addresses that have completed KYC/AML verification and are registered in the identity registry can hold or transfer ERC-3643 tokens. LTNS1 is the flagship ERC-3643 token with 5 verified compliance registries and 4 on-chain asset proof filings.

06

Whitelisting & Identity Verification

Maya Blockchain's whitelisting system operates at the protocol level, ensuring that compliance is not an afterthought but a fundamental feature. The identity registry smart contract maintains a mapping of verified wallet addresses to their corresponding ONCHAINID identity contracts. Each identity contract stores verifiable claims issued by trusted claim issuers (such as KYC providers). When a transfer is initiated, the compliance module checks both the sender and receiver against the identity registry, verifies that required claims are present and valid, and enforces any additional transfer restrictions.

07

UK Financial Ltd Token Ecosystem

Maya Blockchain hosts the complete portfolio of UK Financial Ltd tokenized project assets across 7 categories: the Financial 5 core ecosystem (UKFL, MPRA, MFUND, MARP, LTNS1), exchange-traded tokens, ERC-3643 security tokens, wrapped tokens, exchange/ecosystem tokens, meme ecosystem tokens, and tokens currently in transition from ERC-20 to ERC-3643. All assets are held in the verified corporate wallet (uk-financial-ltd-corporate-assets.eth) at Coinbase.

08

Technical Architecture

Maya Blockchain's technical architecture consists of five layers: the Token Layer (ERC-20 and ERC-3643 smart contracts), the Identity and Compliance Layer (on-chain registries enforcing KYC/AML), the Asset Proof Layer (IPFS documents anchored to Ethereum via hash verification), the Corporate Custody Layer (ENS-named wallets with Coinbase custody), and the Settlement Layer (Ethereum Mainnet for final transaction settlement and immutability).

09

Governance & Roadmap

Maya Blockchain governance is managed by UK Financial Ltd. All token deployments, compliance registry updates, and asset proof filings are executed by the corporate entity. The roadmap includes continued ERC-3643 security token deployments, expansion of the MYEX exchange platform, and ongoing compliance registry enhancements. All governance decisions are documented through on-chain transactions and publicly verifiable on Etherscan.

Key Highlights

Ethereum Mainnet Deployment
ERC-20 & ERC-3643 Dual Standard
On-Chain KYC/AML Whitelisting
20+ UK Financial Ltd Tokens
UK FCA Compliance Ready
ONCHAINID Identity Framework